Cheap Apartments and Affordable Housing in San Francisco, California

San Francisco, a.k.a. Fog City is not only home to infamous landmarks like the Golden Gate. It's also home to public and private affordable housing programs that make your search for cheap apartments easier.  Read More

141  affordable apartments in San Francisco, California

    Affordable Housing in San Francisco, CA

    San Francisco, a.k.a. Fog City is home to more than 800,000 people making the city the second most densely populated major city in the U.S. It also has the second highest quality of living of any U.S. city, so it’s not surprising that it’s also the most expensive city next to Manhattan.


    But even in the most expensive city there has to be affordable housing. The San Francisco Housing Authority is the oldest housing authority in California and works hard to accommodate families and individuals with affordable housing needs. The SFHA has grown to include 40 developments in the city and today serves 20,000 individuals. The SFHA has two primary forms of rental assistance.


    The Public Housing program provides decent and safe affordable housing to San Francisco residents. The program currently has 42 developments and 6,592 units. Under this program landlords charge 30% of families’ income for rent. To be eligible you must earn less than 50% of the area median income. There is also eligibility for those who earn less than 30% of the AMI. The income limits and rules for eligibility are determined by the U.S. Department of Housing and Urban Development (HUD). At this time, the waiting list is closed.


    The Housing Choice Voucher program is administered by HUD and it assists low-income families, the elderly, and disabled persons to afford housing in the private market. The HCV program currently has 8,652 units and participants of the program have housing options to choose from including single-family homes, townhouses, and apartments, as long as they meet the program requirements. Under this program, Public Housing agencies issue vouchers to the participating tenants based on their income. The waiting list is currently closed but eligibility depends on your income percentage to the established income limits for your area.


    The San Francisco Housing Authority is not the only one to develop and manage affordable housing in the city. There are several public and private agencies and organizations that provide everything from rental assistance that will subsidize your rent to cheap apartments available for low income families, seniors and disabled persons


    Among the others is EPMI, a bayside company. It is a property management provider with expertise in the management of lower-income, affordable, and subsidized housing. EMPI offers quality affordable housing near schools and public transportation along with support services for individuals and families with incomes 30%-80% of the AMI. EMPI has 9 different properties in San Francisco.


    Included in, is the affordable housing community, Mason Street. Mason Street offers 81 units ranging in size from one to four bedrooms. The home amenities are comprised of a balcony/patio, central air/heating, and access to the BART (public transportation) to name a few. The community amenities include a computer learning center, laundry rooms, and a community garden among others.


    Mercy Housing is a national non-profit organization worth noting. This non-profit strives to create stable communities by developing affordable housing for low-income families, seniors, and disabled persons. They have some properties in construction as well as properties that are currently accepting applications or have a waiting lists. Within these active properties, Mercy Housing offers 266 units dispersed throughput 3 Family/individual properties. Mercy Housing is currently working with Mayor Lee on a new affordable housing project for low-income families and the transitional-age youth. It’s an interesting article, if you’d like to learn more.


    San Francisco is great place to consider, and if you look hard enough you can find decent and affordable housing in the foggy city.


    The city is known for its cool summers, fog, steep rolling hills, its architecture, and landmarks such as the infamous Golden Gate Bridge.


    Boating, sailing, wind surfing, and kitesurfing are among the popular activities in San Francisco. Cycling is also growing with more than 200 miles of bicycle paths, lanes, and bike routes. In fact, cycling is the popular mode of transportation in the city. 75,000 residents commute by bicycle per day. Other forms of transportation include the MUNI and the BART.


    San Francisco is considered a majority-minority city due to its incredible ethnic diversity. Many neighborhoods feature a mix of businesses, restaurants, and venues with small businesses and self-employed firms making up 85% of  the establishments in the city.


    If you would like to further your education, The City College of San Francisco is one of the largest 2 year community colleges in the country. Its enrollment is about 100,000 students and offers a great continuing education program.


    Now that you have an idea of what the city of San Francisco has to offer to its residents in regards to housing opportunities  and lifestyle, get started on your apartment search!